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Prima16 · Household Cash Book
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Excel + Google Sheets · Instant download

Household Cash Book — Budget, Debts, Sinking Funds & Net Worth (Excel + Sheets)

Most “budget templates” are a grid with nice fonts.

This one keeps a year of household money in one file.

• Budget with 12 months of Planned vs Actual

• Transaction register that feeds those actuals

• Debt snowball (minimums + extra to the smallest balance)

• Sinking funds with months-to-target

• Net Worth snapshot

• Dashboard you open on payday

Excel and Google Sheets. Yellow / blue cells are inputs. Black cells calculate.

Personal use. Not tax or investment advice.

  • — 12-month budget with planned vs actual
  • — Transaction register that feeds those actuals
  • — Debt snowball: extra hits the smallest balance
  • — Sinking funds and a payday dashboard
I want this · €24

One household. Personal use. Refund if the file will not open.

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Household Cash Book workbook cover
€24
One-time download
Excel + Sheets
Upload the .xlsx to Drive
No subscription
No bank login, no app
What's inside the Household Cash Book workbook

What you are actually buying

A working workbook, not a printable coloring-page planner. Yellow and blue cells are yours. Black cells calculate.

  1. Budget. Categories × 12 months. Planned vs actual.
  2. Transactions. 800-row register. Actuals flow into Budget by category and month.
  3. Debts. Snowball — extra from Setup hits the smallest balance.
  4. Sinking funds. Target, current, months to target.
  5. Dashboard + net worth. Open it on payday.

Who this is for

People who tried a pretty template, used it for nine days, and went back to Notes.

  • One household that needs a year in one file
  • Debt you want pointed at, not listed as decoration
  • Bills you already know are coming (tires, Christmas, deductible)
  • No appetite for another finance app
Household Cash Book pin graphic

How to start

  1. Buy and download the zip. You get the workbook, a short manual, and a README.
  2. Open in Excel or upload the .xlsx to Google Drive → Open with Google Sheets.
  3. Fill Setup. Delete the sample transactions when you understand them. Log two weeks of real spend.
  4. Read the dashboard on payday.

Questions

Does it work in Google Sheets?

Yes. Upload the .xlsx and open it with Google Sheets. You need a free Google account.

Is this financial advice?

No. It is a spreadsheet. You still decide what to spend.

Can I resell the file?

No. Personal use, one household.

What if it will not open?

Message after purchase for a re-send or a refund.

Get the workbook

Instant download. Price is one-time.

Buy Household Cash Book · €24